Looking to sell your car? We buy any car too. Find out how much your car’s worth in an instant.

Swap your old car for new in one easy transaction. See how much your car’s worth online.

Use our finance calculator to work out your monthly payments, based on our HP finance product. Work out your eligibility too, without affecting your credit score.

PCP Finance

Discover Personal Contract Purchase, the finance product designed to reduce your monthly payments, with an option for ownership at the end of your term.

HP Finance

If car ownership is important to you, you may prefer our HP finance product. With no mileage limits or optional final payments, our HP finance product is quick and easy.

90 Day Warranty

Find out how our standard 90-day warranty gives you peace of mind, as soon as you leave one of our forecourts.

Extended Warranty

Extend the protection provided by our standard warranty to give you cover as your car’s age and mileage increases over time.

GardX Protect

Keep your car looking ship shape with our GardX Protect product. Maintain your car’s paint, upholstery and leather in one application.

SMART Protect

Scuffs, scrapes damage and dents. It happens to the best of us. Protect yourself with our SMART Protect product and we’ll cover the costs for minor repairs.

BIG Asset Protection

Financially protect yourself against theft and insurance write-offs with our Big Asset Protection insurance; returning the original invoiced cost in the event of a total loss.

BIG on Value

Save BIG with below market prices that are completely haggle-free. We check leading car marketplaces daily to ensure our cars always come out on top.

BIG on Choice

Why visit 4 dealerships, when you could visit just 1? We stock thousands of cars from the UK’s favourite car brands so you can do all your car shopping under one roof.

BIG on Quality

We don’t take half measures when it comes to ensuring the highest quality standards are met and that’s why our cars undergo a thorough 200-point check before ever reaching the forecourt.

BIG on Awards

Each year, we’ve been recognised by leading automotive publications for the service we provide to our customers. Check out the latest award wins added to our trophy cabinet.

BIG on Service

We like to do the running around for you. Find out more about the service you can expect when you visit one of Big Motoring World’s car supermarkets.

BIG News

We're open over the Queen's Platinum ...

Peterborough Recruitment Day - 30th May ...

Now open – our Peterborough Fengate ...

Join us at our Peterborough Werrington ...

Big Motoring World Winter Sale Is Here

Car Reviews

Five things you need to know about the Ford EcoSport

Five things you need to know about the Mercedes SLK/SLC

Five things you need to know about the BMW 7-Series

Five things you need to know about the Audi TT

Five things you need to know about the BMW X6

FAQs

Can I drive away on the same day?

Yes. All of our vehicles are prepped and ready to drive away on the same day.

What do I need to bring when buying a car?

Can I pay with cash?

We accept a maximum of £500 cash. Outstanding balances must be paid via debit card or bank transfer.

West Malling

Located in the heart of Kent, our West Malling dealership stocks more of your family friendly cars from brands such as Ford, Nissan, Vauxhall, Volkswagen and much more.

Blue Bell Hill

Found just off of the M2, you’ll find our 1000 car flagship dealership. Here we have an extensive range of prestige car models from brands such as BMW, Mercedes-Benz, Land Rover and Jaguar.

Enfield

Our north London dealership has the best both worlds, stocking a wide range of German car brands, family cars and your smaller city cars, all under one roof.

Peterborough Fengate

Find over 400 quality used cars at our Peterborough Fengate used car dealership, accessible just off the A1139.

Peterborough Werrington

Found just off the A47, You’ll find a vast range of prestige German car brands, along with other luxury brands that include Land Rover and Jaguar.

Aftersales Centre

Our Snodland Aftersales centre is the home to our Big Assist team who help our customers with any queries they may have. Our workshop and courtesy car fleet are on hand, should you need us.

01634 248638

What is Big Asset Protection?

Motorists may face a common issue of having their vehicle written off due to an accident, flood, fire, or theft. Now, what if you lost out on thousands because of this? Unfortunately, insurance companies will only payout for your vehicle’s current market value and not how much you originally paid for it, so this will often result in a shortfall. This shortfall can often be a large sum depending on the depreciation of your vehicle. That’s where Big Asset Protection comes in.

The unavoidable depreciation

We are all aware that as soon as we drive a new car off the forecourt, it has already depreciated in value. As a rule of thumb, in five years, cars lose a staggering 60% or more of their initial value. If this figure hasn’t shocked you yet, then about one car is written off every 90 seconds in the UK. Now that is a lot! This means that potentially thousands upon thousands of people will be at a loss with how much they paid for their vehicle and how much it will be valued for by their insurance companies.

No more financial loss

Not only is it stressful having your vehicle written off, but when you know you are receiving a shortfall with your insurance payout, it can be extremely frustrating. Big Asset Protection is there to provide financial protection, regardless of how you originally funded your car in the event of an accident or loss. This policy is broken down into two areas: Return To Invoice (RTI) and Finance Guaranteed Asset Protection (GAP).

Return To Invoice (RTI)

If you bought your vehicle outright, this is where this portion of the policy comes in. This will ensure that you will get back what you paid for the car with a valid claim. For example, if you paid £20,500 for your car and it is written off, your insurance company will pay £16,000 as this is its current value. However, this means you’re looking at a shortfall of £4,500 – an eye-watering amount. However, with the Big Asset Protection, you will receive an RTI payout of £4,500 to top it up to the price you originally paid. Bigger payout, next better car!

Finance Guaranteed Asset Protection (GAP)

If you have financed your vehicle, then this is where this policy comes in. This will ensure that you will not be left with any outstanding finance to pay. So, for example, if you have paid £20,500 for your vehicle and it is written off, your insurance company will pay out £16,000. However, you still owe £21,500 on your finance agreement. You will then receive a GAP payout of £5,500 to make up the difference. This means you will not be left to pay out thousands to the finance company for a car that you’re no longer driving!

Why should I buy Big Asset Protection?

The shortfall you could receive from the amount you paid for your car with us, versus the amount your motor insurance company provides, could be a staggering amount. Nobody wants this, so that’s why it is really important to consider this when you come to purchase a vehicle with us. Some car makes and models depreciate more than others too, so you may always be a risk of losing out on thousands of pounds. If you take out Big Asset Protection, then you know if an accident or loss was to happen, you will have peace of mind that you will not miss out on receiving the full price you paid.

Big Asset Protection Features

A Big Asset Protection policy comes with several benefits that make it an ideal policy to consider taking out when you purchase a car from us.

If you decide you change your vehicle at any time and this replacement falls within the price range specified in your policy schedule, then this policy can easily be transferred onto your new car for a small admin fee of £35.

We’ll do the leg work for you. When you visit one of our dealerships, our expert Sales Consultants will be able to set you up immediately with cover so you can drive away knowing you’re fully covered in the event of an accident or loss. Simple!

There is nothing worse than being on hold with your insurance company for what feels like an eternity. So, to avoid the faff, claims can be made on the free and easy-to-use app, saving you heaps of time that you probably would have spent on the phone.

Big Asset Protection will provide a contribution of up to £250 towards your insurance policy excess – money that does not need to come out of your own pocket.

Additional accessories that are found on our cars that are manufacturer-approved will be covered up to the value of £1,500. This can include things such as door projectors, bike racks and more.

Our Big Asset Protection is a three year policy that can be cancelled at any time. So, if you decide you don’t need it anymore, you have the flexibility to cancel it and receive a pro rata refund.

Big Asset Protection FAQs

Big Asset Protection will be offered to you when you come to purchase a vehicle at one of our dealerships. The policy will differ from vehicle to vehicle and your own individual needs, so our helpful Sales Consultants will find the best one to suit you.

Like with any other insurance company, there are some circumstances where Big Asset Protection will not cover you. These include: Valid Motor Insurance Cover You need to have a fully comprehensive motor insurance policy issued by an authorised UK motor insurer that insures against accidental loss and/or damage to your vehicle throughout the period of insurance. If your insurance company rejects this claim and a settlement payment is not made then you will not be covered by this policy. Vehicle exclusions Big Asset Protection is unable to cover all vehicle types which are listed below: • If your car has been modified in any way from the manufacturer’s specification. • Your car is used for hire or reward, i.e taxis or courier vehicles. • If your car is used for a competitive event. • If your car is heavier than 3500kg gross weight. • Your car is listed in an excluded list which includes vehicles such as Aston Martin, Bentley, Honda NSX models, Lamborghini, Rolls Royce and kit cars. General exclusions • Any total loss due to your negligence or deliberate action • Any total loss as a result of an accident where the driver of the vehicle is under the influence of alcohol, drugs that were not prescribed by a registered medical practitioner, or drugs prescribed by a registered medical practitioner where a warning against driving has been given. Additional costs Any additional costs within the finance settlement for anything other than the purchase of the vehicle will not be covered under the policy. This includes but is not limited to administration charges, option to purchase charges, early settlement charges, late payment charges and arrears. Negative equity Any sum outstanding from a previous finance agreement transferred to the new vehicle finance agreement. Tax Any recoverable Value Added Tax (VAT) where you are VAT registered.

Claims can be made directly on the AutoProtect app. Our Sales Consultants can help to get this app set up for you once purchased.

Big Asset Protection is great for giving you peace of mind. While no one particularly wants to plan for extreme events such as writing off a car or having a vehicle stolen, the reality is that these events can and do happen. We hope you won't need to use your Big Asset Protection policy, however, we're confident that should these unwanted events happen, you'll feel better for having bought a policy that's specifically designed to cover you.

01634 248638

Live chat

Big Motoring World

Search & Explore

Products

Sites

Total cash price £12,000. Borrowing £9,600 with a £2,400 deposit at a representative APR of 12.9%.

£200.84

12.18%

£10

£3,284

£9,600

£3,314.32

10,000 miles

Registered office address: Lakeside services, Sturry Road, Canterbury, Kent, CT1 1DS. VAT No: 812 457 050. Bapchild Motoring World (Kent) Ltd is authorised and regulated by the Financial Conduct Authority, FCA Registered Number 686118. Bapchild Motoring World (Kent) Ltd is a Credit Broker not a Lender. Bapchild Motoring world are an Appointed Representative of AutoProtect (MBI) Limited which is authorised and regulated by the Financial Conduct Authority for Insurance Distribution. (Firm Reference Number 312143).

You can check on the FCA's Register by visiting the FCA website www.fca.org.uk/register or by contacting the FCA on 0800 111 6768. We may receive a fixed fee or fixed % of commission from a lender for introducing you to them, calculated by reference to the vehicle model, product or amount you borrow.Different lenders may pay different commissions for such introductions, however, any such amount a lender pays us will not affect the interest rate you pay under your finance agreement, all of which are set by the lender concerned.Blackhorse Limited also provide preferential rates to us for the funding of our vehicle stock.

Live Chat